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Australia Privacy Act 1988 and the 2024 reforms

Privacy Act 1988 (Cth), as amended by the Privacy and Other Legislation Amendment Act 2024

Parliament of Australia; enforced by the Office of the Australian Information Commissioner (OAIC) · Privacy Act 1988 (No. 119, 1988); amending Act No. 128, 2024

Australia’s regime centres on the Privacy Act 1988 and the Australian Privacy Principles in Schedule 1. The 2024 reforms did three structural things. First, they rebuilt the civil penalty architecture: alongside serious interference with privacy, a new s.13H civil penalty provision covers interference with privacy generally and s.13K identifies provisions for which infringement notices can issue, giving the Commissioner tools proportionate to smaller breaches. Second, from 10 June 2025 a statutory tort for serious invasions of privacy lets individuals sue directly. Third, from 10 December 2026 new APP 1.7–1.9 require disclosure of automated decisions in the privacy policy. For a body corporate the maximum penalty under s.13G is the greatest of A$50 million, three times the benefit obtained from the contravening conduct, or, where that benefit cannot be determined, 30% of the entity’s adjusted turnover during the breach turnover period.

Verified against official sources · 2026-09-12Partly secondary sources — verify before relying

Does this apply to me?

A Chinese AI company should watch the Australian regime where it: (1) establishes an entity or employs staff in Australia; (2) supplies apps, SaaS or model APIs to Australian individuals or businesses and thereby handles Australian personal information; (3) trains or fine-tunes models on Australian personal information, on which OAIC has issued dedicated guidance (see au-oaic-ai-guidance); or (4) as an APP entity discloses personal information to an overseas recipient, including an affiliate in China, triggering APP 8 and its extension of accountability. From 10 December 2026, where a product contains an automated step in which a computer program makes, or does a thing substantially and directly related to making, a decision that could reasonably be expected to significantly affect an individual’s rights or interests, the privacy policy must disclose it.

Key industries: All industries, GenAI & foundation models, Enterprise SaaS, Fintech AI, Computer vision, AI agents

Application timeline

  1. 1989-01-01

    Privacy Act 1988 commences (Royal Assent 14 December 1988)

    Endnote 3 to the compilation records the Act as No. 119 of 1988, assented to on 14 December 1988 and commencing on 1 January 1989 (s 2 and Gazette 1988 No. S399). The nodes below are the phased commencement of the 2024 reforms.

  2. 2024-12-10

    Privacy and Other Legislation Amendment Act 2024 receives Royal Assent (Act No. 128, 2024)

  3. 2024-12-11

    Schedule 1 Parts 1–14 substantive provisions commence

    The commencement table records Schedule 1 items 1–44, 49–67, 72, 73 and 82–86 as commencing the day after Royal Assent, including the new civil penalty tiers (s.13G serious interference, s.13H interference, s.13K infringement-notice provisions) and the Commissioner’s expanded enforcement tools.

  4. 2025-06-10

    Schedule 2, the statutory tort for serious invasions of privacy, commences

    From this date individuals can bring a civil action directly for serious invasions of privacy, running alongside OAIC administrative enforcement and creating a separate damages exposure.

  5. 2026-12-10

    Schedule 1 Part 15 (automated decisions and privacy policies) commences, inserting APP 1.7–1.9

    From this date, qualifying automated decisions must be disclosed in the APP privacy policy, covering the kinds of personal information used and the kinds of decisions made. The amendment applies to decisions made after commencement, whether the arrangement, the use of the personal information or its acquisition occurred before or after that commencement (Schedule 1 item 89). A related but distinct date: s.26GC(10) requires the Commissioner to develop and register the Children’s Online Privacy Code within the 24-month period beginning on the day of Royal Assent, a period that runs from 10 December 2024 and ends on 9 December 2026 — the day before Part 15 commences.

Obligations (7)

Each states its trigger, the evidence to retain and the clause it comes from

APP 1: maintain a public privacy policy and compliance governance

Severity HighSchedule 1, APP 1

Under APP 1, maintain a clearly expressed, up-to-date and freely available APP privacy policy stating the kinds of personal information collected and held, how it is collected and held, the purposes of collection, how individuals may access and correct it, how to complain and how complaints are handled, and whether the entity is likely to disclose to overseas recipients and in which countries. Also implement practices, procedures and systems ensuring compliance with the APPs and enabling inquiries and complaints to be dealt with.

Applies when
APP entities handling personal information in Australia, including Australian entities of Chinese groups.
Evidence to retain
  • · Full APP privacy policy with version history
  • · Privacy management plan and allocation of compliance responsibility
  • · Register of inquiries and complaints
  • · Annual policy review records

Estimated first-time effort: 5–12 person-days (estimate, not a commitment)

APP 1.7–1.9: disclose automated decisions in the privacy policy (from 10 Dec 2026)

Severity HighSchedule 1, APP 1.7–1.9; s. 13K(1)(b)(iia)

New APP 1.7 provides that where (a) an APP entity has arranged for a computer program to make, or do a thing substantially and directly related to making, a decision; (b) the decision could reasonably be expected to significantly affect the rights or interests of an individual; and (c) personal information about that individual is used in the operation of the program to make the decision or do that thing — the entity’s APP privacy policy must contain the information covered by APP 1.8, namely: the kinds of personal information used in the operation of such programs; the kinds of such decisions made solely by the operation of such programs; and the kinds of such decisions for which a thing substantially and directly related to making the decision is done by such programs. APP 1.9 confirms that making a decision includes refusing or failing to make one, and doing a thing includes refusing or failing to do it. APP 1.7 is also added to the s.13K list of provisions for which infringement notices may issue.

Applies when
Chinese AI products operating in Australia with automated approval, scoring, screening, pricing, or content or account actioning. Because the rule extends to doing a thing substantially and directly related to making the decision, architectures where the model only pre-screens or scores and a human signs off can still be caught.
Deadline: Applies from 10 December 2026; the privacy policy must be updated before that date
Applies from: 2026-12-10
Evidence to retain
  • · Inventory of automated decisions with the significant-effect assessment and the human-machine split described
  • · List of personal information fields used for each class of decision
  • · The updated APP privacy policy clauses with an effective-date record
  • · Coverage check for refusals and failures to decide
  • · Mechanism keeping the policy in step with model or rule changes

Estimated first-time effort: 8–20 person-days (estimate, not a commitment)

APP 3: limit collection, with consent generally required for sensitive information

Severity CriticalSchedule 1, APP 3

Collect personal information only where reasonably necessary for the entity’s functions or activities. Sensitive information, including health information, biometric information and biometric templates, generally requires the individual’s consent and must be directly related to the entity’s functions or activities. OAIC states that many photographs or recordings of individuals, including artificially generated ones, contain sensitive information and therefore may not be scraped from the web or taken from a third-party dataset without establishing consent.

Applies when
Chinese AI companies collecting data in Australia for training or operations, particularly products touching facial, voice or health data.
Evidence to retain
  • · Collection necessity assessment records
  • · Sensitive information identification and consent records
  • · Due diligence on third-party dataset provenance and the consent chain
  • · Sensitive-information screening report for image and audio datasets

Estimated first-time effort: 8–20 person-days (estimate, not a commitment)

APP 5: notify at or before collection, or as soon as practicable after

Severity HighSchedule 1, APP 5

At or before the time of collection, or as soon as practicable after, take reasonable steps to notify the individual of the APP 5.2 matters, including the entity’s identity and contact details, the fact and circumstances of collection (particularly where collected from a third party rather than the individual), the purposes, the consequences of not providing the information, the entities to which it is usually disclosed, how to access, correct and complain, and whether the entity is likely to disclose to overseas recipients and in which countries.

Applies when
Entities obtaining Australian personal information through third-party datasets, partners or scraping must pay particular attention to the notification duty where collection is not from the individual.
Evidence to retain
  • · Collection notice text covering every APP 5.2 matter
  • · Assessment of the method and reasonable steps used for indirect collection
  • · Proof of delivery of the notice
  • · List of countries of overseas disclosure

Estimated first-time effort: 4–10 person-days (estimate, not a commitment)

APP 8: take reasonable steps before overseas disclosure and accept extended accountability

Severity CriticalSchedule 1, APP 8; s. 16C

Before disclosing personal information to a recipient outside Australia, take reasonable steps to ensure the recipient does not breach the APPs, subject to the statutory exceptions. Section 16C extends accountability so that, in defined circumstances, an act of the overseas recipient is taken to be an act of the disclosing entity. Routing Australian user data to an affiliate or vendor in China requires contractual and supervisory arrangements built on this basis.

Applies when
Chinese AI companies moving Australian personal information to China for training, inference, annotation, support or operations.
Evidence to retain
  • · Overseas disclosure register: recipient, country, data categories, purpose
  • · Evidence of the reasonable steps taken: contract clauses, due diligence, audit rights
  • · Assessment records where an exception is relied on
  • · Disclosure of the countries of overseas recipients in the privacy policy

Estimated first-time effort: 8–20 person-days (estimate, not a commitment)

APP 11: take reasonable steps to secure information and to destroy or de-identify it when no longer needed

Severity CriticalSchedule 1, APP 11

Take reasonable steps to protect personal information held from misuse, interference, loss, and unauthorised access, modification or disclosure, and to destroy or de-identify it once it is no longer needed for any permitted purpose and is not required to be retained by law or court order. In AI contexts this must expressly cover training sets, prompt logs and vector indexes.

Applies when
All entities handling personal information in Australia or on behalf of Australian customers.
Evidence to retain
  • · Inventory of security controls with implementation evidence
  • · Retention schedule covering training sets and logs
  • · Destruction and de-identification execution records
  • · Justification that the steps taken are proportionate to the risk

Estimated first-time effort: 10–25 person-days (estimate, not a commitment)

Notify the Commissioner and affected individuals of eligible data breaches

Severity CriticalPart IIIC (Notifiable Data Breaches scheme)

Where there are reasonable grounds to believe an eligible data breach has occurred, notify the Australian Information Commissioner and affected individuals promptly; where there are only reasonable grounds to suspect one, carry out a reasonable and expeditious assessment to determine whether it is an eligible data breach. The trigger for starting an assessment, the responsible owner and the external notice templates should be settled in advance.

Applies when
APP entities subject to the Privacy Act; Chinese vendors should contractually guarantee immediate notification to Australian customers.
Deadline: Assessment must be reasonable and expeditious once a breach is suspected, and notification prompt once confirmed. The statutory assessment period in days was not verified in this pass
Evidence to retain
  • · Incident response plan including the NDB assessment trigger
  • · Assessment record and conclusion
  • · Statement filed with the Commissioner and its acknowledgement
  • · Notice text to affected individuals and proof of dispatch

Estimated first-time effort: 5–15 person-days (estimate, not a commitment)

Penalties

Section 13G (serious interference with an individual’s privacy) is a civil penalty provision. Section 13G(2): for a person other than a body corporate the maximum is A$2,500,000. Section 13G(3): for a body corporate the maximum is the greatest of (a) A$50,000,000; (b) three times the value of the benefit that the body corporate and any related body corporate obtained directly or indirectly and that is reasonably attributable to the contravening conduct, if the court can determine it; or (c) if the court cannot determine that benefit, 30% of the body corporate’s adjusted turnover during the breach turnover period for the contravention. Adjusted turnover (s.13G(5)) is the sum of the values of all supplies the body corporate and any related body corporate made or are likely to make during the period, excluding supplies between those related bodies corporate, input-taxed supplies, supplies not for consideration, supplies not made in connection with an enterprise the body corporate carries on, and supplies not connected with the indirect tax zone. Section 13G(1B) lists the factors a court may weigh in deciding whether an interference is serious, including the kinds of information, its sensitivity, the consequences, the number of individuals affected, whether a child or person experiencing vulnerability is affected, whether the conduct was repeated or continuous, and any failure to implement compliant practices, procedures and systems. Section 13H is the civil penalty provision for interference with privacy generally, capped by s.13H(3) at 2,000 penalty units; s.13J allows a court to make a pecuniary penalty order under s.13H where it is satisfied of the interference but not that it was serious; and s.13K is the civil penalty provision for which infringement or compliance notices can issue, covering APPs 1.3, 1.4, 2.1, 6.5, 7.2(c)/7.3(c), 7.3(d), 7.7(a), 7.7(b), 13.5 and any APP prescribed by regulations, plus a breach statement that does not comply with s.26WK(3), capped by s.13K(4) at 200 penalty units; APP 1.7 joins that list through subparagraph (iia) from 10 December 2026. Separately, from 10 June 2025 individuals may bring the statutory tort for serious invasions of privacy. Note that s.13G states dollar amounts directly rather than penalty units; ss.13H and 13K use penalty units, whose dollar value is set by s.4AA of the Crimes Act 1914 and indexed periodically, and the current unit value was not verified in this pass.

Known uncertainty

This pass relied on Compilation No. 104 (compilation date 4 June 2026, C2026C00227) and the text of amending Act No. 128 of 2024, verifying item by item: the s.2 commencement table and the actual commencement outcomes recorded in Endnote 3; every penalty amount and the seriousness factors in s.13G; the text of ss.13H, 13J and 13K; the definitions of adjusted turnover and breach turnover period; the wording of APP 1.7–1.9; the insertion of s.13K(1)(b)(iia) and the application provision at item 89; the 24-month deadline in s.26GC(10); and the Act’s assent on 14 December 1988 and commencement on 1 January 1989. Not verified: the current dollar value of the penalty unit used by ss.13H and 13K (set by s.4AA of the Crimes Act 1914 and indexed), the day-count of the NDB assessment period, and the legislative progress of the second tranche of Australian privacy reform. The small business and employee records exemptions require a separate, entity-specific assessment.

Related standards

  • ISO/IEC 27701:2025 Privacy information management systems — Requirements and guidance · ISO/IEC 27701:2025 (edition 2, 2025-10), cancelling and replacing ISO/IEC 27701:2019

Sources (2)

Content as of 2026-09-12 · corpus 2026.09|Compiled from public official sources with links and review dates for compliance decision support. Rules change; have licensed professionals review before external disclosure, regulatory filing or contractual commitments.

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Australia Privacy Act 1988 and the 2024 reforms · Obligations & official sources | HaiWen HQ