已落地金融科技 AI合资 / 战略合作2020 年SE-052

蚂蚁集团(GCash)（Ant Group (GCash/Mynt)） · 菲律宾（Philippines）

来源：GCash Adopts Alipay's Risk Technology to Bolster Security（2020）高可靠

数据口径：本库为目的性编制的公开案例集，非概率抽样；计数仅描述本库构成，不代表市场份额。金额字段混合投资额/营收/用户数等口径，仅作量级参考，请以原文描述与来源链接为准。

部署描述

来源原文（英文，未经改写）

Ant Group holds a stake in the Philippines' Mynt (the parent company of GCash, a joint venture with Globe Telecom and Ayala Corporation), and has exported Alipay's AI risk-control engine AlphaRisk to GCash: in June 2020, GCash announced the adoption of an upgraded version of AlphaRisk to strengthen real-time anti-fraud and risk management, achieving a fraud loss rate below 0.64 per ten million, leveraging more than 200 algorithms under AutoPilot to automatically adjust risk-control strategies.

本地化与创新要点

来源原文（英文，未经改写）

AI-powered anti-fraud for a mobile wallet serving the Philippines' large unbanked population; a localized compensation and protection mechanism to build trust in digital finance

结构化字段

东道国: 菲律宾（Philippines）
区域: 东南亚
AI 赛道: 金融科技 AI
进入方式: 合资 / 战略合作
进入年份: 2020
落地状态: 已落地
资本流向: 中国 → 东道国（对外部署）
企业集团: Ant Group

本地伙伴

Globe Telecom, Ayala Corporation

电信运营商未标注国资背景

规模

来源原文（英文，未经改写）

As of 2020, GCash had over 20 million registered users and more than 75,000 QR merchants (company-disclosed)

口径：企业披露

来源与备注

来源：GCash Adopts Alipay's Risk Technology to Bolster Security（2020）高可靠

记录备注：来源原文（英文，未经改写）Verified: Mynt is a three-way joint venture among Ant Group, Ayala, and Globe (via 917Ventures), established with a Chinese-invested background. The original BitPinas article mentions only Alipay and does not reference Ant Group/Mynt; therefore, the equity-stake section must be separately sourced. entry_year = 2020 refers to the year AlphaRisk technology was deployed, not the year Ant acquired its stake (circa 2017).

本页内容整理自公开报道与企业披露，不构成法律意见或投资建议；对外引用时请连同来源链接一并给出。

相关记录

同一东道国或同一 AI 赛道的其他记录（按来源可靠度与年份排序）。

ADVANCE.AI(领创集团)（ADVANCE.AI (Advance Intelligence Group)）

菲律宾（Philippines）·东南亚

已落地SE-050

金融科技 AI产品与服务出口2019 年

来源原文（英文，未经改写）

ADVANCE.AI, under Advance Intelligence Group, has provided AI-based digital identity verification, KYC/KYB, and risk-control services in the Philippines since 2019, with clients including Skyro, among others. In August 2024, it signed an agreement with the state-owned credit information company CIC and obtained an SAE license to become a new credit bureau in the Philippines, commencing operations in the fourth quarter of that year and serving fintech companies and digital banks. It has also partnered with FinScore to provide credit scoring for the unbanked population using telecom alternative data.

来源：Credit Information Corporation (CIC), ADVANCE.AI sign agreement to launch credit bureau in the Philippines（2024）高可靠